What Is The Best Insurance For Your Bradenton Boat?
Finding the best insurance for your Bradenton boat can be challenging. Whether you’re looking for the cheapest premiums, the most personalized customer service, or just basic coverage, NerdWallet has you covered.
Insurance is important for boating buffs who own a vessel. The vast majority of personal Bradenton boats are docked in a marina, where constant surveillance isn’t possible. Just as you would insure a car, a boating policy is imperative for any boat owner. One huge benefit is the vandalism and malicious mischief coverage, which provides incredible peace of mind.
Customizable policies may be adjusted to an individual’s specific marine situation, with optional add-ons to cover fishing equipment, personal property, towing, and any damage to you or your property. Basic policies cover any accidental damage that may occur from a collision, sinking or vandalism. Most policies will cover physical damage, too. Find the best one for your Bradenton boat and make sure you are completely prepped for everything.
State Farm: Best rated
State Farm boat insurance covers your standard variety of boating accidents, such as sinking and collisions. Property covered under your policy also includes anchors, oars, trolling motors, tools, and life preservers. Customers with the company have reported some frustration with drastic price changes, but the coverage is reliable.
Geico: Best basic boat coverage
Geico boat insurance has the cheapest rates you will find for complete coverage of your boat. You can also get discounts for completing boating safety courses. Customer reviews rave about Geico’s knowledgeable agents.
Allstate: Best for customer satisfaction
Allstate provides great protection for your boat. Its rates start at only $20 a month. Allstate also provides coverage for up to 100 miles off the coast you are boating in. Many customers have a strong sense of loyalty for the company. The company is also very forgiving with claims and won’t jack up prices out of the blue.
AARP | The Hartford: Best for customers over 50
AARP Hartford offers fantastic protection for your boat. It offers a lifetime renewability policy for customers. You can also get coverage involving water sport accidents. Reviews have indicated some customers have trouble getting their claims processed, but overall, AARP Hartford is ranked positively. AARP Hartford boat insurance isn’t cheap, but it includes a variety of coverage options.
Progressive: Best coverage variety
Boat insurance from Progressive has several good coverage options. It’s very affordable and still offers comprehensive coverage against other uninsured boaters. Customers have reported that customer service is courteous and knowledgeable, and many claim to have saved money when switching from other companies.